The people behind PensionX
PensionX brings together actuarial and technology expertise with a shared goal: helping South Africans make clearer, better-informed decisions about retirement.
Johann Söhnge
I'm passionate about helping South Africans make better retirement decisions through clear advice, sound mathematics, and practical technology.
I'm an actuary with more than 24 years of experience in the long-term insurance industry, with a more recent focus on retirement planning over the last three to five years. Throughout my career I've worked with some of South Africa's largest financial institutions, helping design, model and implement complex financial solutions while translating technical concepts into practical decisions.
We created PensionX because we believe quality retirement planning should be more transparent, understandable and accessible. Too often, retirement advice relies on black-box calculations that leave people unsure whether they're making the right decisions. Our goal is to change that by combining professional actuarial expertise with intuitive digital tools that help people understand their options and make informed choices.
Whether you're approaching retirement, already retired, or simply want to know if you're on track, my aim is to provide guidance that is objective, evidence-based and tailored to your circumstances.
Pieter Bosman
I enjoy using technology to make retirement savings something every South African can understand and act on, regardless of their education or financial background.
I have more than 15 years of professional experience, the majority of it in software engineering across various industries, including building large-scale, high-volume payment and authentication systems. That background has taught me how to design technology that is both robust and genuinely usable by millions of people, no matter their technical or financial literacy.
I believe access to information shouldn't determine someone's financial future. Too many South Africans don't have the tools or knowledge to understand how their savings grow, what tax implications their decisions carry, or whether they're on track for retirement at all. As a result, a large portion of the population never saves enough and ends up dependent on government old-age grants. I believe better technology can change that.
On the tech side of PensionX, my focus is building intuitive, reliable digital tools that turn complex financial concepts into something clear and actionable so that everyone, not just those with financial expertise, can make confident decisions about their retirement.